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Paying Cash vs. Financing for the Chevrolet Blazer

2023 Chevrolet Blazer Sulphur Springs, TX

Cash vs. Financing

At Jay Hodge Chevrolet, we understand that purchasing a vehicle is an investment, so let’s take the time to break down each payment option so you make the right decision for your situation. Staying within your budget is the first step, and how you pay for the vehicle depends on your financial situation.

Searching for a vehicle is fun and exciting, and once you’ve decided which vehicle works for you, you’ll have to decide how you want to pay for the vehicle. The Chevrolet Blazer is a great family-friendly vehicle that is packed with several features, so there’s no doubt that this vehicle is right for you. Now, you have to choose whether to pay with cash or finance the SUV.

So, our team will help you take a closer look at the advantages of each payment method, and our finance department is here to help you every step of the way so you can feel confident in your decision. When you visit our dealership, make sure you ask us about our available vehicle deals when you visit our dealership in Sulphur Springs, TX.

Benefits of Buying a Chevrolet Blazer with Cash

There are several benefits of purchasing a Chevrolet Blazer with cash. Some of the top reasons include:

  • Your monthly expenses won’t be affected by a new payment.
  • No matter what your interest rate is, there is an inherent cost of financing. When you buy cash you pay for the value of the car and nothing more.
  • You also won’t have to worry about qualifying for a loan.
  • You won’t have a car loan appear on your credit report, so you won’t negatively impact your debt-to-income ratio.
  • When you purchase a vehicle with cash, you don’t have to stress about being upside down on a loan because you owe more than the vehicle is worth.

Paying with cash gives you financial flexibility. You have options when it comes to paying in cash; if you’re interested in paying some of the costs in cash and financing the remaining amount, our finance department can walk you through each option.

Benefits of Financing the Purchase of a New Chevrolet Blazer

There are also plenty of benefits that come with financing a vehicle. You can depend on our expert finance department to work with you to find the auto loan that meets your needs. You can get into the vehicle you want without putting yourself in a bad financial situation when you finance a vehicle. Financing a vehicle can also help you build your credit score when you consistently make your loan payments month after month. You don’t have to stress about having all the money upfront when you finance a vehicle, all you need is the amount for the down payment, and then you can slowly chip away at the cost over time.

Our team will communicate all your financial options so you make the right choice base on your situation. We’ll help you crunch the numbers so you can focus on finding the vehicle that works best for your daily responsibilities. We make it easy to apply for auto financing with our simple and secure finance application. You can fill it out online from the comfort of your home. Once the application is complete, our team will reach out and discuss your options with you. You can also check out our payment calculator, which gives you the power to see what your monthly payment will look like. If you’re considering trading in your current vehicle, then we’ll help you determine the value of your vehicle, and you can also factor that into your monthly payment.

Find Your Blazer at Jay Hodge Chevrolet

When you’ve decided how you want to pay for your Chevrolet Blazer, come see us at the Jay Hodge Chevrolet dealership, and our team can help you get behind the wheel of this SUV. If you have questions about paying for a vehicle in cash or financing it, contact our finance department, and we’ll answer any questions you may have. You can also contact our team if you have questions about our available vehicle loans. Our dealership is located at 478 Wildcat Way, Sulphur Springs, TX, 75482. We look forward to your visit.

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478 Wildcat Way, Sulphur Springs, TX, 75482
Jay Hodge Chevrolet 33.10835, -95.60622.